In the Milam Co. marriage index, microfilm #1481547, I found two likely entries for your Gandy couples:
W. L. Gandy m. Lillian Mosely Jan 15, 1899, book 8, p.42
N. W. Gandy m. Mrs. Ida Locke Jul 14, 1912, book 13, p.43
About the initials being flipped--in my family the given names were used with no particular concern about their order. The idea of a 'first' and 'middle' name seems to be fairly recent.
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