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Thanks for the reply. Unfortunately it doesn't look like PAF 5.0 exports with much flexibility re GEDCOM's. You get to select the Character Set (UTF-8,UNICODE,ANSEL or ANSI) and a few minor selections. That's it, as near as I can see. However, an edit of the 'raw' GEDCOM does the trick, but it is somewhat cumbersome.
However, I'd like to use PAF 5.0, as it seems fast and clean (I currently use Legacy 3.0, but it looks like Millenium Corp. is not really going to support that much any more), so I'm going to see if I can live with a few of these 'oddities' in PAF 5.0 :-}