I too am descended from Zacharias and Jane (Smith) Osterhoudt through their son Charles Higby and Elizabeth (Woodruff) Osterhoudt as follows:
Charles Higby Osterhoudt & Elizabeth (Betsy) Woodruff
Hepzibah Jane (Jennie) Osterhoudt & George Jack
Bessie Blanche Jack & Herbert Clark Allison
Lois Elaine Allison & Wayne Madison Lockman
If anyone has any information on Jane Smith's ancestry I would love to hear from you. I am willing to share and compare.
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