Was it always McGarty since your ancestor arrived in America? Do you have any records? Census takers would sometimes have difficulty translating Irish names, given to them by someone with an Irish accent. It's entirely possible that McGarrity, or McGeraghty might be deciphered as McGarty. Have you traced your ancestor's Irish roots? Griffith's Valuation list McGeraghty as being most commonly found in Roscommon. McGarrity was more common in that time frame (1850/60) in Tyrone and Antrim.
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