I think the Nancy Kilby here is the half-sister of Peyton P. Kilby, father of Thomas E. Kilby, Governor of Alabama and founder of Kilby Steel Company in Anniston, AL. Nancy Kilby is the daughter of James Wellborn Kilby and Mary Gambill. Whereas, Peyton Phillips Kilby is the son of James Wellborn Kilby and his first wife Rachel Colvard. The Colvards were considerably more wealthy than the Gambills. The wealth came from the the Colvards. James Wellborn Kilby had little to no money of his own, and died in Grayson Co, VA.
There is an estate file for George W. Kilby in St. Louis City, Missouri, that could be this man.
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