Herbert J. Heald looks to be almost certainly:
Herbert John Heald, eldest child of John HEALD and Biddy BROOKS, who were married at Holy Trinity Church, Walton Breck in Liverpool in the first quarter of 1866. He was baptised at St Peter's in Liverpool on 16 October 1867. The parents subsequently had two further children, Mary and Albert.
John (son of John and Jane Heald of Lancaster, bapt 18 Jan 1829) gave his profession as bookkeeper for the 1881 census; by 1901 he is listed as a retired corn dealer.
Herbert was staying with his aunts in Lancaster, aged 3, at the time of the 1871 census; he was then away at school in Lancaster in 1881. I do not have anything for him after that. (If he is on the 1891 census as "Jack" I probably wouldn't have connected him).
Jack's family were related (probably cousins) to members of another family who moved from Lancaster to Manchester later in the century, and from about 1900 from relatively modest beginnings grew the successful Agnes Ann Heald dairy business, later Heald supermarkets.
Hope this helps,
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